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Inclement weather goes hand in hand with wet brakes, slick roads & decreased visibility.
And that’s not the worst of it. Each year there are more than 700,000 weather-related car accidents. In St. Louis, you can expect 113 rainy days with an annual rainfall of 41 inches. St. Louis is also known to experience severe winter storms. You can check on the condition of the roads anytime here.
Required Car Insurance in St. Louis
You must have at least the following coverages and limits on your St. Louis auto insurance.
If you cause a car accident, this coverage helps safeguard your finances by helping to pay for others’ property damage and injury costs. You must carry at least the minimum level of liability insurance:
- $25,000 of bodily injury liability per person
- $50,000 of bodily injury liability per incident
- $10,000 of property damage per incident
- Uninsured motorist bodily injury
What could be worse than being an accident?
Getting stuck with the injury bills when it wasn’t your fault.
Luckily, you can avoid this dreaded scenario with uninsured motorist coverage, which helps pay for injury treatment after accidents with uninsured drivers. Your coverage levels must at least be as high as your liability limits — $25,000 per person and $50,000 per incident.
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