7127 S Lindbergh Blvd
Directions St. Louis, MO 63125

  • Sales: (888) 403-1924
  • Service: (877) 492-3521
  • Parts: (888) 225-3814

Financing vs Leasing

When you start your car buying journey, you have two options. You can finance your vehicle using our network of banks and lenders, or you can lease your vehicle. This decision should be made based on what makes the most financial sense to you, as well as what you would like to get out of your new vehicle. Below we have listed out a comparison between buying and leasing your next new DodgeChryslerJeep, or RAM. Let's take a look at the different ownership and responsibility features of buying vs. leasing
LEASING       VS.       BUYING
  • You own your vehicle, and can sell it when you want a new one.

  • You must pay for down payment, taxes, registration and other various fees.

  • Payments are typically higher than lease options because you are paying off the purchase price of the vehicle plus interest.

  • You dont need to worry about wear and tear, but that will affect its resale value.

  • You can customize your vehicle however you like.

  • Once your loan term is finished, you have no further payments and the equity is yours.
  • You do not own the vehicle and must return it at end of lease unless you choose to buy it. 

  • Usually, this includes a refundable security deposit, the first month's payment, a down payment, taxes & registration, and other fees.

  • Payments are almost always lower than purchasing because you only pay for the depreciation of the vehicle plus interest and taxes.

  • You are responsible for exceeding the normal wear and tear and may need to pay extra charges depending on the condition of the leased vehicle.

  • Any customizations you make to your leased vehicle must be removed before you return it. Fees apply if damage occurred.

  • At the end of the lease, you have the option to finance your vehicle for purchase or simply lease another new model.
Contact our financing and leasing specialists today to learn more about buying or leasing your new ChryslerDodgeJeep, or RAM vehicle!

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South County Dodge Chrysler Jeep RAM

7127 S Lindbergh Blvd
Directions St. Louis, MO 63125

  • Sales: (888) 403-1924
  • Service: (888) 500-0891
  • Parts: (888) 315-7346


  • Monday 9:00am-9:00pm
  • Tuesday 9:00am-6:00pm
  • Wednesday 9:00am-9:00pm
  • Thursday 9:00am-6:00pm
  • Friday 9:00am-9:00pm
  • Saturday 9:00am-5:00pm
  • Sunday Closed